North Carolina is an at-fault state regarding car accident claims, meaning the negligent driver is responsible for paying for the victim’s medical expenses, lost wages, property damage, and other damages.
However, North Carolina law also abides by a strict rule of liability known as contributory negligence. Contributory negligence law stipulates that if an injured party is even slightly responsible for the accident, they lose any right to try and seek compensation in a car accident claim.
Insurance companies often use the contributory negligence law to try and deny claims asserting that the injured party caused the accident, or they share blame for the car crash.
Therefore, if you have been injured in an accident, you should never speak to an insurance adjuster without consulting a skilled attorney. Often, an insurance adjuster will ask a car accident victim to consent to make a recorded statement so the claim can be processed quickly. However, the insurance company can use your statement against you to try and deny your claim to avoid a large payout.
Instead, because of the legal complexities involved with North Carolina car insurance claims, an accident victim should always hire a Fayetteville car accident attorney who will protect their rights.
Allow our car accident attorneys to evaluate your claim and act as your legal liaison to ensure you do not lose your ability to recover fair compensation.