{"id":1357,"date":"2021-12-22T12:50:00","date_gmt":"2021-12-22T12:50:00","guid":{"rendered":"https:\/\/omalleytunstall.com\/?p=1357"},"modified":"2026-09-18T12:20:07","modified_gmt":"2026-09-18T12:20:07","slug":"como-se-calculan-los-beneficios-del-ssdi","status":"publish","type":"post","link":"https:\/\/omalleytunstall.com\/es\/blog\/how-are-ssdi-benefits-calculated\/","title":{"rendered":"\u00bfC\u00f3mo se calculan los beneficios del SSDI?"},"content":{"rendered":"<p>Si est\u00e1s pensando en solicitar los beneficios por discapacidad del Seguro Social (SSD), probablemente te est\u00e9s preguntando cu\u00e1nto recibir\u00edas si la Administraci\u00f3n del Seguro Social (SSA) aprueba tu solicitud. Necesitas saber si el monto de los beneficios justificar\u00eda el tiempo y el esfuerzo que implica presentar la solicitud (y, probablemente, seguir adelante con una apelaci\u00f3n).<\/p>\n<h3>Las cifras que importan<\/h3>\n<p>B\u00e1sicamente, la SSA calcula un <a href=\"https:\/\/omalleytunstall.com\/es\/raleigh\/abogado-especializado-en-discapacidad-de-la-seguridad-social\/\">prestaciones del SSD para trabajadores con discapacidad<\/a> De manera similar a c\u00f3mo se calcula el monto de la Seguridad Social al que tiene derecho un jubilado. Se basa en el tiempo que trabajaste y en lo que ganaste durante tus a\u00f1os de trabajo.<\/p>\n<p>El punto de partida es <a href=\"https:\/\/www.aarp.org\/retirement\/social-security\/info-2021\/ssdi-benefit-calculation.html\" target=\"_blank\" rel=\"noreferrer noopener\">tu ingreso mensual promedio<\/a>, desde el a\u00f1o en que cumpliste 22 a\u00f1os hasta el a\u00f1o en que tu discapacidad te impidi\u00f3 seguir trabajando. Luego, la SSA determina cu\u00e1les fueron tus a\u00f1os de mayores ingresos y descarta un cierto n\u00famero de otros a\u00f1os. El n\u00famero de a\u00f1os excluidos del c\u00e1lculo depende de cu\u00e1nto tiempo hayas trabajado. Si trabaj\u00f3 desde los 22 hasta los 40 a\u00f1os, la SSA excluir\u00eda de la f\u00f3rmula sus tres a\u00f1os con ingresos m\u00e1s bajos. Si trabaj\u00f3 hasta los 50 a\u00f1os, se excluir\u00edan sus cinco a\u00f1os con ingresos m\u00e1s bajos.<\/p>\n<h3>La f\u00f3rmula del PIA<\/h3>\n<p>Una vez que tiene los a\u00f1os que desea examinar, la SSA los incorpora a su f\u00f3rmula del monto de seguro primario (PIA). Ten en cuenta que la agencia establece un l\u00edmite m\u00e1ximo al monto de ingresos que toma en cuenta en la f\u00f3rmula. Para 2021, el l\u00edmite m\u00e1ximo es de $142,800. Si alguna vez ganaste m\u00e1s que eso en un solo a\u00f1o y solicitaste el SSD este a\u00f1o, la SSA solo considerar\u00eda $142,800 de los ingresos de ese a\u00f1o.<\/p>\n<h3>Ayuda para personas con discapacidad en Raleigh<\/h3>\n<p>Cuantos m\u00e1s a\u00f1os hayas trabajado y mayores hayan sido tus ingresos durante esos a\u00f1os, mayor ser\u00e1 el monto que la f\u00f3rmula del PIA calcular\u00e1 que recibas. Aunque el monto pueda parecer bastante modesto, el SSD representa una gran ayuda econ\u00f3mica para miles de familias en Carolina del Norte que han perdido sus ingresos debido a una discapacidad grave o una enfermedad cr\u00f3nica y han adquirido el derecho a recibir estos beneficios.<\/p>","protected":false},"excerpt":{"rendered":"<p>If you are thinking about applying for Social Security Disability (SSD) benefits, you are probably wondering how much you would receive if the Social Security Administration (SSA) approves you. You need to know if the level of benefits would be worth the time and effort to apply (and, likely, go through with an appeal). The [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3088,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1357","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social-security-disability"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How are SSDI benefits calculated? | O&#039;Malley Tunstall PLLC<\/title>\n<meta name=\"description\" content=\"If you are thinking about applying for Social Security Disability (SSD) benefits, you are probably wondering how much you would receive if the Social Security Administration (SSA) approves you. 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